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Money

DashNex Credits

Accept payments from customers using DashNex Credits — an instant, secure payment method with no chargebacks.

What are DashNex Credits?

DashNex Credits (DNX) are the platform's internal currency. Beyond paying for platform services, credits enable a peer-to-peer payment system where customers can purchase products and services from your business using credits in their personal DashNex Wallet.

With DashNex Credits enabled, your customers can pay for products and services using credits from their personal DashNex Wallet. All payments are instant using a secure authentication flow.

Always Active

DashNex Credits is always enabled as a payment processing method for your business. You can find it in Money → Processing in your business dashboard. While it's always available at the platform level, you can choose to enable or disable DNX acceptance for individual offers when creating checkouts in the Offers module.

Conversion Rate

DashNex Credits have a fixed conversion rate of 1 DNX = $0.01 USD (100 DNX = $1.00 USD).

Sales Credits vs Business Credits

Credits received from selling products and services are held separately from your business account credits (the ones used for platform services like hosting and processing, discussed on the Credits & Top-ups page).

  • Sales credits — Credits received from customers for products and services. These can be converted to your payout currency and withdrawn to your bank account.
  • Business credits — Credits used for platform services (hosting, email, AI, etc.). These are topped up separately and cannot be withdrawn.

You can transfer credits from your sales balance to your business account if needed — for example, to cover platform service costs without making a separate top-up purchase.

Key Benefits

Instant & Secure

Credit transfers are instant with no chargebacks. The fixed conversion rate ensures predictable pricing.

Easy Withdrawals

Convert your earned credits to your configured payout currency and withdraw directly to your bank account.

Low Processing Fee

A small fee in credits per order — typically lower than traditional payment processors.

Optional per Checkout

Enable or disable DNX acceptance for individual offers in the Offers module. It's completely optional on a per-offer basis.

Processing Limits

Your DashNex Credits processing has two key limits:

LimitDescription
Max APOMaximum amount per single transaction (order)
Approved VolumeTotal processing limit across all transactions

Your current progress toward your approved volume is displayed as a progress bar in the DashNex Credits details page. You'll receive warnings when approaching your limits.

Increasing Your Limits

Your Max APO and approved processing volume can be increased after a manual review. To qualify:

  • Process at least 75% of your current approved volume
  • Maintain high processing quality (low refund rates)
  • Adhere to the Payment Processing Agreement terms

Limit increases are reviewed and approved within 48 hours to ensure a safe ecosystem for all participants. Contact support if you need your limits increased sooner.

Credit Expiration

DashNex Credits do not expire. Once purchased or earned, they remain in the account until used.

Next Steps

  • DashNex Pay (MoR) — Accept FIAT payments with DashNex as Merchant of Record
  • Stripe Standard — Connect your own Stripe account for FIAT payments
  • Balances — Understand your balance statuses and available funds